How to add funds with PayPal?

Create Your US virtual account. How to create your Virtual USA Account, see how to do it in this article.

Option 1: Direct Method through the Virtual USA Account

To transfer PayPal balance to Airtm via the Virtual USA account, follow these steps:

1. Log in to PayPal: Go to “Wallet”.

2. Link a new bank account: Click on “Link a card or bank account”.

3. Select “Link a U.S. bank account”: Enter the information for your U.S. Virtual account provided by Airtm.

  1. Account type: Checking
  2. Routing number*
  3. Account number*

      *Find these details by logging into your Airtm account under "ACH account details".

4. Confirm your bank account: PayPal might send a couple of small transactions to your account for verification. If so, contact us at [email protected].

5. Transfer the balance: Once verified, you can easily transfer your PayPal balance to Airtm.

Limits and Fees for the Virtual USA Account

If you encounter issues with verification, ensure that the account details provided by Airtm are entered correctly. If the problem persists, you can contact PayPal support or email us at [email protected] for additional assistance.

Option 2: P2P Method

Here you will find a series of steps and recommendations to successfully complete your deposit transaction to Airtm from PayPal.com.

A. Add funds to your Airtm account with PayPal, for amounts greater than $15 USDC

  1. Click on Add.
  2. Select the payment method PayPal (More than $15). 
  3. Enter the amount, click on Continue and then on Send request.
    For security, do not mention currency exchange or Airtm at any stage of the payment process in PayPal.
  4. Once the cashier takes the transaction, notify them via chat that the invoice has been sent.
    Cashiers are verified users who will assist with your transaction.
    Do not send money directly to the cashier's email; always wait for the invoice or transaction instructions. It's normal for it to take a few minutes to arrive.
  5. You will receive the PayPal invoice in your email to complete the payment. Click on "View and pay payment form".
    You must be the owner of the PayPal account and pay only with PayPal balance (not with a debit or credit card).
  6. After completing the payment, go to the PayPal homepage, and you will see the invoice in the **Recent Activity** menu.
  7. Click and copy the transaction ID of the PayPal invoice.
  8. In Airtm, go to the Details tab, enter the transaction ID, and click on **Send Confirmation**.
  9. PayPal will email you notification of the payment you just made, including a detailed summary of the payment.
  10. Forward this message with payment details to your counterpart's email.
  11. Wait a few minutes, and that's it! You will see your funds successfully added to your account.

B. Add funds to your Airtm account with PayPal, for amounts less than $15 USDC

  1. 1. Click on "Add"
  2. 2. Select the payment method "PayPal ($15 or less)".
  3. 3. Enter the amount, click on "Continue" and then on "Send request".
    For security, do not mention currency exchange or Airtm at any stage of the payment process in PayPal.
  4. Once the cashier takes the transaction, click on "I understand, show payment information". Now copy the cashier's email.
    Cashiers are verified users who will assist with your transaction.
    Do not send money directly to the cashier's email; always wait for the invoice or transaction instructions. It's normal for it to take a few minutes to arrive.
  5. Log in to PayPal, click on "Send" in Shortcuts or click on Send & Request, then click on "Send"and enter the cashier's email.
    You must be the owner of the PayPal account and pay only with PayPal balance (not with a debit or credit card).
  6. Enter the amount to send and click on "Continue".
  7. In the drop-down menu, select "No address needed" and click on "Send payment now".
  8. Click on "Go to summary", and you will see the invoice in the Recent Activity menu. Click and copy the transaction ID of the invoice.
  9. In Airtm, go to the "Details" tab, enter the transaction ID, and click on "Send Confirmation". You can go to the chat and notify the cashier that it has been paid. 
  10. PayPal will email you notification of the payment you just made, including a detailed summary of the payment.
  11. Forward this message with payment details to your counterpart's email.
  12. Wait a few minutes, and that's it! You will see your funds successfully added to your account.

Additional Recommendations:

  • Remember to rate your cashier's performance with stars.
  • Keep in touch with your cashier through Airtm chat to resolve any questions.
  • Avoid opening a dispute or claim in PayPal. If any issue arises with your transaction, rest assured, the money is safe in Airtm until the transaction is completed. A staff member will contact you through the transaction chat to discuss any questions about the payment process.
  • If the transaction enters mediation on the Airtm platform, there is no need to create a support ticket; our mediation team will contact you through the transaction chat to review what happened and complete the operation.


Thank you for choosing to be part of Airtm!

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