Is Airtm safe?

Airtm dollars (USDC) are backed 1:1 by dollars held in U.S. bank accounts and liquidity funds.

When you add or withdraw funds, the money for your transaction is held in an escrow account. Funds are only released once both parties confirm the transaction. If any issues arise, Airtm's mediation process steps in to protect both parties.

Security recommendations

• Don't open links you receive in the transaction chat from your peer or from unofficial Airtm sources.
• Don't click on messages from unofficial parties offering to "earn money" or "hack accounts" — these are credential theft attempts.
• Enable 2FA (Two-Factor Authentication) from Settings > Security before holding any balance in your account.
• Don't accept or offer "direct" transactions to avoid fees. These are not covered by Airtm support and are in most cases fraudulent. Airtm may suspend accounts involved in this type of operation.

Regulatory compliance

Airtm complies with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. We use a certified identity verification provider to ensure compliance in all countries where we operate.

Airtm holds a FinCEN certification (Registration number: 31000205450002).

Our peer-to-peer network is built on trust between users. If you notice suspicious behavior from another user, report it immediately by opening a support ticket.