In Airtm's peer-to-peer marketplace, buyers and sellers match up to exchange Airtm dollars for local currency. With peer-to-peer transactions, there are fewer restrictions that provide a free market rate and no limits on cross-border transfers. Although peer-to-peer transactions are used less, they are becoming one of the easiest and most reliable ways to transfer funds. It is important to note that this process is different from traditional banks and electronic purses with automated direct transfers.

Peer-to-peer transactions are fast and secure. All Airtm dollars are held in custody, while a professional mediation team is on standby to ensure that funds are released to the right party.

Peer to Peer Trading Pros: There are over 100 payment methods available. This allows for more variety when it comes to buying and selling dollars. As there is less interference from third parties, lower fees are applied to users. 

Cons of peer to peer transactions: It can take longer to trade in a peer-to-peer market. Transfers in payment methods have to be completed before a transaction is completed. The time usually varies depending on the payment method used and the pair being traded. Peer-to-peer markets also have a steeper learning curve, as most users are used to traditional automated fund transfer processes.