How do I pay my Airtm Credit Line?

How do I pay my Credit Line?

You have two ways to pay:

Manual payment

1. Go to the Credit Line section in your Airtm app.
2. Enter the amount you want to pay.
3. Tap "Pay now" and confirm.

On the screen you'll see the outstanding balance of your credit line and, if you pay before the due date, the interest amount you'll save by settling early.

Auto Settle

Auto Settle pays off your credit line automatically on the due date, so you don't need to make the payment manually.

• When applying: during the application process you'll see the option to enable Auto Settle. It's optional.
• From the payment screen: you can also enable or disable it at any time from the Credit Line tab in the app.

The charge is made on your due date, for the full amount owed. It doesn't make partial payments — if you prefer to pay in installments, you can do so manually.

If you don't have the required balance on your due date, Auto Settle won't be able to complete the payment. You'll receive a notification and will need to pay manually. To avoid late fees, make sure you have enough funds in your account on the charge date.

What does my total payment include?

Your payment covers more than just the amount you received. Depending on your country, it may include:

• Principal amount
• Processing fee (one-time charge)
• Daily interest (based on the number of days until payment)
• Applicable local taxes

Can I pay before the due date?

Yes. Paying early saves you on interest. The payment screen shows exactly how much you'd save.

What happens if I don't pay on time?

A 10% late fee is applied. The app will send you alerts as your due date approaches.

Need help to renegotiate, settle, or cancel your credit line?

Contact the collections team at collections@airtm.com or submit a ticket through the help portal.

Security Note: always complete your transactions through the official Airtm app only.