How do I directly add to and withdraw from my Airtm wallet using a US bank?


Airtm provides users direct transfers between their US bank account and Airtm wallet via 
Wyre, our banking software provider in the United States.


Benefits of moving funds directly over peer-to-peer include:

  1. Safe and reliable transfers. 
  2. Reduced costs. 
    1. It’s free to add funds directly to your Airtm wallet. 
    2. Only 1.25% + $1.00 to withdraw funds from your Airtm wallet.


To Withdraw directly to your US bank account (available for all users):

  1. Once logged in, select Add/Withdraw in the left side menu and indicate you would like to withdraw funds.
    1. Select your US bank either from the shortcuts shown or you can search by selecting "More payment methods"
    2. Input the amount you would like to withdraw from your Airtm balance and under the Direct tab, click “Select”.

      1. If you haven’t already done so, you will be prompted to verify with Airtm.

    3. Complete the form to configure your US bank account

    4. Review the information and confirm the transaction. Funds will be debited from your Airtm account and arrive in your US bank account within 3-5 business days.

*Withdrawal limits are $5,000.00 USD per week.


To add funds to your Airtm wallet directly via US bank (available for US users):

  1. Once logged in, select Add/Withdraw in the left side menu and indicate that you would like to add funds.

  2. Select your US bank either from the shortcuts shown or you can search by selecting "More payment methods".

  3. Input the amount you would like to add to your Airtm balance and under the Direct tab, click “Select”

    1. If you haven’t already done so, you will be required to verify with Airtm.

    2. Following your Airtm verification, you will also be required to verify with Wyre (requires a United States Social Security Number/SSN or Taxpayer Identification Number/ITIN/ATIN/PTIN).

  4. Connect your US bank account using the same credentials you use to login via your bank’s website.

  5. Select your connected US bank account and review the information and confirm the transaction. Funds will be credited to your Airtm account within 3-5 business days.

*Users are limited to add $250 per month with increases up to $20,000 per month ($5,000 per week) as usage increases.


US Bank direct adds and withdrawal are not supported in Mexico and the following US states:

  • New York

  • New Hampshire

  • North Carolina

  • Connecticut

  • Texas

  • Hawaii

  • Vermont

  • Virginia

If you have any questions or issues, please contact us.

J
Joshua is the author of this solution article.

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