How do I directly add to and withdraw from my Airtm wallet using a US bank?


Airtm provides users direct transfers between their US bank account and Airtm wallet via Wyre, our banking software provider in the United States.


Benefits of moving funds directly over peer-to-peer include:

  1. Safe and reliable transfers. 
  2. Reduced costs. 
    1. It’s free to add funds directly to your Airtm wallet. 
    2. Only 1.25% + $1.00 to withdraw funds from your Airtm wallet.


To add and withdraw directly via your US bank account, you must first:

  1. Verify your identity with Airtm - You will be prompted in the Add/Withdraw flow when selecting a US bank as a payment method.

  2. Verify your identity with Wyre - You will be prompted in the Add/Withdraw flow when selecting a US bank as a payment method, after you verify with Airtm.

    1. Wyre verification requires a United States Social Security Number (SSN).

  3. Connect your US bank account using the same credentials you use to login via your bank’s website.


To add funds to your Airtm wallet directly via US bank:

  1. Once logged in, select Add/Withdraw in the left side menu and indicate that you would like to add funds.

  2. Select your US bank either from the shortcuts shown or you can search by selecting "More payment methods".

  3. Input the amount you would like to add to your Airtm balance and under the Direct tab, click “Select”.

    1. If you haven’t already done so, you will be prompted to verify with Airtm, and then verify with Wyre, prior to connecting your US bank account using the same credentials you use to login via your bank’s website.

  4. Select your connected US bank account. 

    1. You may also connect an additional US bank account.

  5. Review the information and confirm the transaction. Funds will be credited to your Airtm account within 3-5 business days.

*Users are limited to add $250 per month with increases up to $10,000 per month ($2,500 per week) as usage increases.


To withdraw funds from your Airtm wallet directly via US Bank:

  1. Once logged in, select Add/Withdraw in the left side menu and indicate you would like to withdraw funds.

  2. Select your US bank either from the shortcuts shown or you can search by selecting ?More payment methods.

  3. Input the amount you would like to withdraw from your Airtm balance and under the Direct tab, click “Select”.

    1. If you haven’t already done so, you will be prompted to verify with Airtm, and then verify with Wyre, prior to connecting your US bank account using the same credentials you use to login via your bank’s website.

  4. Select your connected US bank account. 

    1. You may also connect an additional US bank account.

  5. Review the information and confirm the transaction. Funds will be debited from your Airtm account and arrive in your US bank account within 3-5 business days.

*Users have no withdrawal limits.

ACH direct adds and withdrawal are not supported in the following US states:

  • New York

  • New Hampshire

  • North Carolina

  • Connecticut

  • Texas

  • Hawaii

  • Vermont

  • Virginia

If you have any questions or issues, please contact us.

J
Joshua is the author of this solution article.

Did you find it helpful? Yes No

Send feedback
Sorry we couldn't be helpful. Help us improve this article with your feedback.