The local currency equivalent is the current market exchange rate relative to the USD card value inputted to use as a point of reference when spending online in non-USD currencies. To ensure that you purchase a card with sufficient value to complete your online purchase, we have added a buffer of a 1% discount to the exchange rate used to account for any small fluctuation in exchange rate between time of purchasing card and time of making purchase online.
Note: This does not apply to the single-use card for verified users.